Repaying college loans can be so complicated its been said that before graduating, students should be required to take a course on the subject.But many students end up researching their options without much help, and answers on how to eliminate debt are hard to come bysomething that can be tremendously frustrating.Dane Spancake, a federal student loan counselor, helps you navigate the loan landscape with this guidebook. Learn how to: evaluate the positives and negatives of repayment schedule choices; weigh the pros and cons of income-driven repayment options versus alternative options; and determine if you qualify for loan forgiveness. Youll also learn how interest rates are determined, how annual payments are calculated, and the benefits of making consistent loan payments versus postponing repayment. Discover what youre up against when it comes to repaying college loansand pick the strategy that makes the most sense for you with Student Loan Forgiveness or Ten Years to Life?