A book curtailing the journey to financial freedom of Charmain Alleyne, a mother and businesswoman who has risen from the hardships most of us deal with on a daily basis. This is a book on how she overcame such problems, how they hindered her financial progress and how she has adapted her experiences to warn, help and develop others to grow. Penny Smart, Pound Foolish is a short read designed to open discussions with yourself on how you perceive, address and use money as well as ways to save and make the most of what you have earned.