OMG! My Credit! A Step by Step Guild with proven tactics to Improving and Understanding Your Personal Credit! Many don't understand that credit is almost like a game. Meaning, until you understand how it works, you're going to make mistakes along the way, however once you master the different levels and tactics of how credit works, It May Not Be As Bad As You Think! This book will be able to provide insight on how to use credit, manage credit and even how to legally challenge things that's on your credit that you feel are not valid.