A few years ago, I was strolling by the seacoast to get some fresh air. It wasalmost six in the afternoon on a hot humid day. Between where I am and the sunset, there were rows of yachts all over. I realized I was near a yacht club. Admiring the yachts, I said to myself: “Sure must be fun to own a yacht like that” as my attention was focused at one of the yachts which was strikingly more sophisticated than the others. I have always been fascinated by boats ever since I was a kid though owning one never really occurred to me. Again, I said to myself: “Only the rich can afford it.”Although the thought of getting rich crossed my mind, I never took it seriously atfirst. But somehow, I began to wonder if it’s really possible for a nobody like me to become a millionaire someday. Something inside me told me to dig deeper, to know more about acquiring or creating wealth even if it seemed unattainable. I’ve heard of true stories about self-made millionaires. I’ve heard of stories about people who started from scratch and turned it into millions. So I asked myself: “If others can do it, why can’t I?”Another reason (and probably the main reason) that prompted me to dig deeperwas the thought of being an employee all my life, working from nine to five, seemed to get me nowhere. This led me to ask myself: “What’s life going to be financially when I retire?” followed by a remark: “I have to do something about this.”