Have you ever wondered why some people become wealthy without much effort while others work exceedingly hard and struggle all their lives to make their ends meet. Is it luck, intelligence, being at the right place at the right time, education, contacts or simply making right choices?The shocking answer is nothing mentioned above.Process of wealth creation is 90% psychology and only 10% strategy. Most people fail to become rich because they want to learn the strategy and do not focus on changing their psychology.The inner change has to precede the external outcome. Simply put: If you think like a millionaire you will become a millionaire. Want to make a billion? Simply acquire the mind-set of a billionaire.