The club members reckon with bad luck, big secrets, and the Betsy-Tacy series in this fourth book in the acclaimed Mother-Daughter Book Club middle grade series.This year, the girls are everywhere but home for the holidays. From a tropical cruise to a ski trip to Switzerland, it promises to be a Christmas to remember. And Becca, Megan, Emma, Cassidy, and Jess have plenty of reading material to bring with them because the book club is tackling the Betsy-Tacy series before their next meeting on New Year’s Eve. But from unexpected blizzards to a sledding disaster, nothing goes as planned. Even the Secret Santa presents are turning out to be huge disappointments. Worst of all, Becca’s dad has lost his job, and Becca is determined not to let anyone find out—even if it puts her friends’ goodwill to the ultimate test. The Mother-Daughter Book Club is in desperate need of some winter cheer! Luckily, there are plenty of holiday miracles in store.