Fact & Fallacy is a compendium of blogs written between October 2009 and May 2013 dealing with subjects that inevitably rose to the top of Florida's insurance consciousness. The subjects are those dealing with the lines of property and automobile. The latter focuses on Personal Injury Protection (PIP) coverage and Florida's No-Fault law. The former delves into issues with Florida's most troubled line and matters touching on Citizens, Public Adjusters, Sinkholes and much more.