Find out what the credit card companies don't want you to know. Learn how you can easily have bad credit, and what you can do to improve your credit score. Learn how to get a loan, even with bad credit.CONTENTSCHAPTER ONECredit - understanding genesis of bad credit.CHAPTER TWOCredit rating: - how you are scored.CHAPTER THREEYour credits score - how you can improve it.CHAPTER FOURCredit report – its effect on your personal creditCHAPTER FIVEYour personal credit report: - how you can correct errors.CHAPTER SIXCredit Repair Company: - a blessing or a course.CHAPTER SEVENAbsolute truth about credit repair companiesCHAPTER EIGHTCredit cards: - types and what you need to know about them.CHAPTER NINEShopping for new Credit Card: - Important tips to consider.CHAPTER TENDo’s and don’t of credit card game.CHAPTER ELEVENHow to get credit card of your choice.CHAPTER TWELVEBuy Now Pay Later – Disadvantages of using credit card and how to get over it.CHAPTER THIRTEENHow to avoid high interest charges on your credit card.CHAPTER FOURTEENHow to get loan even if you have bad credit.CHAPTER FIFTEENImportant Credit Card Plan terms you must consider.