'The Functional Microfinance Bank' discusses all aspect needed to operate a microfinance institution for optimal performance. With nine chapters highlighting the microfinance bank, the client, the target market, the staff, the loan, the lending methodology, the organizational structure, the management polies and the recovery strategies, this book was borne out of the burning desire to impact passionate microfinancing in the hearts of stakeholders.This book adopts a practical approach for learning with the use of indepth analytic tools, highlighted definitions, articulated case scenario and well selected main and sub headlines.Microfinance institutions need set of tools, people and processes to function effectively. The book also offers extensive practical approach to staff attitude towards planning and execution.The author's intention is to acquaint readers with events that currently takes place, and the corresponding actions to be taken in order to sensitize the microfinance industry for productivity. Another important mission is to equip readers with adequate knowledge relevant to the industry prompting professional in every practitioners chosen career.