Steven J. Wilson is too old to be single and barely employed, and too young to stay stuck in that rut. But outside of a possible lottery win, he can't see any way to improve his lot in life. When he receives a letter notifying him of an inheritance, he hopes that his ship has come in. The inheritance turns out to be somewhat of a disappointment at first, but it is just the beginning of an adventure that ends up changing his future in more ways than he'd ever dared to hope.