Mary Williams has lost her husband, her young son, and both parents in less than a year. She is constantly haunted by the memories of all that she has lost. She decides she needs to leave St. Louis and start over somewhere new, someplace where she can make a difference. Cade Murphy lost his wife of twelve years a few months ago. He's left with five children and a ranch to take care of. He can't do it all alone. He sends away for a mail order bride, but not too many women want five children when they tie the knot. If Cade doesn't find a wife pretty soon, he may lose the ranch he and his late wife spent years building. He can't spend all his time planting crops and looking after all his children. One of Cade's friends in Pine City, Wyoming is Maggie McDonald. Maggie has a sister, Brenda, in St. Louis and she just happens to know Mary Williams and her situation. The two sisters decide to play matchmaker. When Cade finds out about Mary from Maggie, he jumps at the chance that might turn out to be the first good thing to happen to his family in many months. Mary decides to plunge ahead and help him and his motherless children. They both decide that the marriage will be in name only. They both loved their spouses and don't want a real marriage. Time and circumstances will decide their future happiness. Will they both find a new love to change both their lives and that of his five children forever? It could be Taking a Chance for all of them.