Smoke and Mirrors: Financial Myths That Will Ruin Your Retirement Dreams, 9th Edition

If you read the papers and listen to the “experts,” you’ve heard the usual pitches about retirement: you’ll need a million dollars or more so you better start an RRSP early and maximize your contributions, trust the stock market and mutual funds for the best returns and put your faith in a financial advisor. But what if this advice is wrong? By reading this book, you will learn the truth about these myths. You will also be given six free spreadsheets to figure out where you really stand, including the latest “Retirement Optimizer” that allows you to compute your retirement income year-by-year and the “Personal Rate of Return Calculator” so you can determine just how well your investments have done. Find out how much you’ll really need to save. dispels the five main retirement myths: