Christmas...with benefits. Rancher Riley Fletcher has known librarian Letty North since they were kids. But recently he started to notice that Letty is beautiful and desirable, which convinces him she'd be the perfect woman to marry and build a family with. To think is to act for Riley, so this Christmas season, he sets out to convince Riley that they'd be the perfect couple. Letty crushed on Riley for years. He was to her mind the ultimate sexy Montana cowboy, but no way will she marry him. She lost her parents at seventeen and ever since, she's been unwilling to let anyone too close, certain she'd never survive another loss. But Riley has always been beyond tempting so she counters with her own proposal-date until New Year's. Riley cockily agrees, convinced he can win her heart by her artificial deadline, but against the backdrop of Christmas and New Year's Riley soon realizes he's deeply in love. What can he do to convince Letty to take a risk? And can she take a chance at love? Does she really want to be alone forever?