This book addresses a simplified method to analyze on a timeline the physical-financial aspects of a person or a family. As time goes by, through implementing the observations suggested by the book, the reader will be able to adopt and calculate plans of action to pay for existing debts, manage savings, and eventually start investing. The content of this book consists of scientific data, golden rules, and other paramount advice, thoughtfully organized, and systematized with care so that the reader can successfully plan and organize their finances.