THE AUTHOR BELIEVES: (IN HIS OWN WORDS) • Diligence is the mother of achievement. • No insurance company underwrites a policy for success. • The Almighty acknowledges hardship and rewards accomplishment in His own way. • When you fail, you gain experience. • Advancement tastes sweeter with sweat. • It is not HOW you start, it is WHAT you end up with. • Walking the pathway of progress. living and learning must hold hands. • Learning institutions do not hand out success on a silver platter at the commencement exercise.