Understanding how to wisely budget money is an important part of everyday life. In this book, readers learn the most important financial literacy rule: Spend less than you earn. Learning about wants vs. needs will help readers make choices on how to spend, save, and invest money, especially during pandemic times. Colorful and clear graphics, such as maps, charts, and infographics, give readers an alternative to text-heavy sources. Action-based activities leave students with real-life ideas on how to balance a budget. This book also includes a glossary, index, suggested reading and websites, and a bibliography.